Who is Eligible

  1. Any political subdivision of the State of Missouri is eligible to apply for membership.

  2. Criteria

    1. Your workers compensation experience modification factor must be 1.50 or lower.
    2. Your overall loss experience must be reasonably comparable to existing members of MIRMA.
    3. Applicants are subject to any homogeneity requirements of the Division of Workers' Compensation.

  3. MIRMA encourages growth in its membership, however, MIRMA does reserve the right to accept or reject new membership applications.
How to Apply for Membership in MIRMA

  1. First of all you must contact the MIRMA administrative office as follows, so that the association knows you are interested:

      David C. Epps Executive Director
      Missouri Intergovernmental Risk Management Association
      3002 Falling Leaf Court
      Columbia, MO 65201
      Phone: (573) 817-2554
      Fax: (573) 817-2909

  2. You will be required to submit an application for membership which will include a substantial amount of data required by MIRMA'S excess insurance carriers. The application will be rather lengthy, but not difficult to complete. However, it is advisable that you start accumulating data as soon as possible. Some of the most necessary data is listed as follows:

    1. Five years loss experience.
    2. Total municipal budget for all funds.
    3. Total number of full time and part time employees.
    4. Total annual payroll for the most recent calendar year.
    5. Total annual payroll for the most recent calendar year.
    6. Current lists of the following:

      1. Contractors equipment (include current values)
      2. Buildings and other property, excluding land only (include current values)

    7. Estimates on the amount of money and securities normally accumulated on the premises in a days time.

  3. You will be required to sign a membership contract with MIRMA adopting its Articles of Association and By-Laws. There is also an additional application required by the Division of Workers' Compensation which MIRMA will prepare for you.

  4. You will be required to furnish MIRMA with a copy of your ordinance authorizing your participation in MIRMA and the signing of the membership contract, thereby, making a final commitment to participate in MIRMA. As a lack of authorization or last minute withdrawals will have a serious negative financial impact on the present members as well as new members, you are not permitted to change your mind after your ordinance is passed.
Dates to Remember

  1. MIRMA can admit new members on the first of each month during the year, providing completed applications and all related data are received 30 days prior to the date membership becomes effective.

  2. During the first year of membership, the assessment will be pro-rated for the number of months remaining in MIRMA’s fiscal year, at MIRMA’s current rate and commencing with the start of MIRMA’s new fiscal year, a full years assessment will be changed on MIRMA’s new rate.

  3. In subsequent years, all renewal applications and related data must be received in the MIRMA office by January 30, of the year for which the renewal application is submitted.

  4. You will receive an invoice for your first assessment 45 days in advance of your membership effective date. The assessment will be due one working day prior to the effective date.

  5. In subsequent years and for your second assessment during the first year, assessments will be billed by approximately May 15 and will be due the last working day in June prior to June 30.